There are literally thousands of mortgages to choose from. So  how do we find the best mortgage advice that is right for you?

All our Mortgage Brokers are fully independent and have the latest mortgage software that searches all mortgage deals on offer, including deals not available to individuals.This  software is updated daily so when a new Mortgage product comes along we can quickly identify it

Do not make your credit history worse by applying to lenders that area likely to reject your application. As all credit search leaves a footprint, too many searches look bad. We know the  lending criteria of all lenders and can avoid applying for the wrong mortgage.

We’ll take time to understand your circumstances and plans for the future and advice, in plain English, the pros and cons of different mortgage options and how they could affect you.

Bad credit Mortgage
Adverse credit mortgages and remortgage's are available to people who have a checkered financial history, from those who have simply missed payment on a utility bill to people with County Court Judgments (CCJ's) or even bankruptcy against their name. We have specialist mortgage brokers with access to the entire range of lenders in the UK, will locate the best deal for you.

More Details

Buy To Let Mortgage
mortgages specifically designed for people who want to invest in the property market by purchasing one or more houses and letting them out to tenants

More Details

Commercial Mortgage
Taking out a mortgage for your Commercial property is one of the biggest financial decisions you will ever make and choosing the right type of mortgage is every bit as important as finding the right property

More Details

Council Right to Buy Mortgage
With property prices holding steady and interest rates at a all time low , now is a great time to buy your Council House . It's definitely a far better option than wasting money every month paying rent.

More Details

Divorce Mortgage
Some lenders offer mortgages specifically for this circumstance with features such as fixed interest rates for up to 5 year, also they are willing to take into account maintenance payments, not only by court order but also by private agreement as income payments included in the assessment of the amount they will lend you, first few months at 0% interest

More Details

First Time Buyers Mortgage
First time buyers Mortgage, we can help all you need is a 5% deposit if First time buyers can be the most important part of the mortgage industry.Our independent mortgage advisers recommend that you get your first time buyers mortgage in place before you find your first property.This gives you the same benefits as a cash buyer as the vendor knows you already have a mortgage in place .A Warning for first time buyers

More Details

Re Mortgage
Re mortgaging needn't only occur when your mortgage term comes to an end. Some people take out a new mortgage simply to save money on their monthly repayments Typical reasons for re mortgaging tend to be to get a better rate.Our advisers could tell you if you would be better to remortgage or to stay with your current lender. Remember our advice is free so why not take this opportunity to see if you can start making a financial saving for you today ? More Details

Self Cert Mortgage
Self Cert mortgages are designed for people whose income is difficult to assess using the standard methods adopted by most conventional mortgage lenders. The specialist mortgage lender will be far more accommodating and they appreciate that different working patterns require a more flexible approach.

More Details

We Search the whole of the market

Mortgage Advice is Something that most of us will benefit having at some time

Enter your details in the Form Opposite and one of our expert Independent Advisers will search over 22,000 mortgages from all Lenders for the best deal available for your property

The Mortgage Sourcing software that only regulated independent brokers and advisers have access to is updated daily, with specials that you wouldn't be able to access by going direct with a lender.

All our Mortgage Brokers are fully Independent

This means ‘we will look at all the UK's mortgage lenders to pick the best for you'. Some Mortgage brokers are whole of market, others operate off a small panel of lenders as that way their commission rates tend to be higher. If a broker isn't whole of market, walk away.

We search over 22.000 Mortgages from over 400 lenders. Our Mortgage calculators are updated daily

Our experts are just that – experts in Independent Mortgage Advice . They will take the information that you provide us and Search the whole of the Mortgage Market

Ask your Mortgage Adviser / Broker two Questions

1. Do you search the whole of the Mortgage market from all lenders ? Are they whole of market ? are you an Independent Mortgage Advisers ?

This means ‘will it look at all the UK's mortgage lenders to pick the best for you'. Some brokers are whole of market, others operate off a small panel of lenders as that way their commission rates tend to be higher. If a broker isn't whole of market, walk away.

Unfortunately when the Financial Services Authority started regulating brokers in Oct ‘04, it left a loophole allowing some to claim ‘whole of market' status while offering only a panel of lenders, providing they review the top deals every two months; simply not frequent enough in the fast moving mortgage market.

Therefore, to be more advanced ask, “could you, right now, source a mortgage for me from any available UK mortgage lender?”

2.Is your service free ?

"If the answer is NO you are probably speaking to the wrong people"

Martin Lewis money saving expert .com

All of our Independent Mortgage Brokers members will answer yes to all the above

You get a direct dial number to speak to your own dedicated Independent mortgage adviser / Broker at any time up to 9.00pm- no call centers. We can also help with life assurance, buildings and contents insurance, redundancy cover and payment protection.